Personal Overdraft Privilege

(A Discretionary Overdraft Service)

Have you ever forgotten to record a purchase or a withdrawal? Have you had to “guess” at what purchases a joint account owner may have made with checks or a debit card? Have you ever accidentally written a check for more than your account balance?

At Emprise, we value our personal checking account customers. That’s why we offer Overdraft Privilege, which allows you to cover for those times when you’ve forgotten to write down a purchase or when you’ve missed a transaction while balancing your checkbook. Rather than automatically returning your “non-sufficient funds” items unpaid, Emprise Overdraft Privilege gives you the benefit of the doubt. With Overdraft Privilege, you can:

• Avoid expensive “returned check” charges from retailers.
• Avoid the aggravation and embarrassment of a “bounced” check.

Emprise Overdraft Privilege is a courtesy extended automatically to every Emprise personal checking account holder in good standing. There’s no form to fill out, nothing to sign – not even a cost unless you use the Privilege. You automatically enjoy the Bank’s consideration to pay any reasonable overdraft of your account up to $600 on personal checking accounts.*

*Restrictions apply. View the Overdraft Privilege Service Description for more details.